HELOC, HELOAN, and reverse mortgages are quoted case by case.
Added only when the situation applies.
| Add-On | When It Applies | Fee |
|---|---|---|
| Expedited TimelineUnder 30 days between file acceptance and target closing | Under 30 days between file acceptance and target closing | $250 |
| Lender ChangeFile withdrawn from the original lender after file acceptance | File withdrawn from the original lender after file acceptance | $150 |
| Manual DowngradeAUS-approved file downgraded to manual underwriting after file acceptance | AUS-approved file downgraded to manual underwriting after file acceptance | $200 |
The fee is fixed at the borrower’s executed Intent to Proceed and does not move afterwards.
Fees go on the Closing Disclosure and are paid through the closing agent at settlement. Where that isn’t possible, terms are net 3 business days from funding.
Third-party charges are yours directly.
Tell us about your business and we’ll send our partner packet: how we work, pricing, and our intake checklist.