Who We Are

Contract Processing, From Contract to Close

We are your full-service processing company from contract to close. If you are a broker looking for an operations team to scale your business, improve your efficiencies, and streamline your client experience then you have come to the right place.

Coastal Breeze Processing became officially licensed in 2022. With over 15 years of experience in the Finance & Mortgage industry, our team has the knowledge, speed, and efficiency to consistently deliver high-level service to both borrowers and Loan Originators.

Meet the Team
Meet

Cheryl Dempsey

Chief Executive Officer
Cheryl Dempsey
Cheryl is the broker/owner of Coastal Breeze Processing LLC and holds an Undergraduate Degree in Finance and MBA both from Florida Atlantic University. She transitioned from her career in Accounting/Finance to mortgages full-time when the company officially became licensed in 2022. As the wife of a broker owner, she understands the unique needs and nuances of processing files with multiple lenders and product offerings. She is a native Floridian and mom of four also serving on the Board of Directors for a local art gallery. Cheryl knows what you need to make your processing a breeze.
In the News

Featured & Interviewed

Articles, podcasts, and interviews featuring Cheryl and Coastal Breeze Processing.

Achievements and Licensing

Achievements

  • Hall of AIME Inductee 2026
  • EPM Processor of the Year 2023
  • AIME Committee of the Year 2023
  • AIME Sparking Change 2023
  • UWM’s Preferred Processor
  • Vice-Chair of BAC’s Government Affairs Committee
  • Founding Member of BACPAC
  • Pennymac TPO Certified Processor 2026
Pennymac TPO Certified Processor 2026 badge

Licensing

Arizona

License #
1046132

Arkansas

License #
2320380

Colorado

License #
2320380

Florida

License #
MBR5026

Georgia

License #
2320380

Indiana

Company license
NMLS #2320380

Kansas

License #
1780365

South Carolina

License #
2320380

Michigan

License #
FL0024976

Louisiana

License #
2320380

North Carolina

License #
R-217067

Ohio

License #
TP.670108.000

Oklahoma

License #
MB016507

Pennsylvania

License #
104131

Texas

License #
2320380

Virginia

License #
MC-7687

Verify our licensing on NMLS Consumer Access (NMLS #2320380)

Currently accepting new accounts for
AZ, AR, CO, FL, GA, IN, KS, LA, MI, NC, OH, OK, PA, SC, TX & VA.

Testimonials

What People Say

Our reputation is the most important to us and your feedback makes us better at what we do. Here is what some of our clients are saying about us.

“

Cheryl is an absolute joy to work with. She’s personable yet professional and always goes above and beyond for her clients.

Jennifer
“

Cheryl and everyone were amazing to work with. Quick responses to all of my questions. Checked in constantly. It was great!

Brienne
“

Coastal Breeze made our entire process extremely easy and quick. We are very happy and will only use them going forward.

Lori
Read More Reviews on Google

Ready to Work With Us?

Tell us about your business and we’ll send our partner packet: how we work, pricing, and our intake checklist.