Coastal Breeze Processing logo
Welcome to

Coastal Breeze Processing LLC

Professional Mortgage Contract Processing
Making Closing a Breeze
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Cheryl Dempsey, CEO of Coastal Breeze Processing
As featured in MPAAIME Broker to BrokerCanvasRebelSTANDOUT PodcastAIME To Serve
Professional Services

We Bring Innovative Business to Life

We are your full-service processing company from contract to close. If you are a broker looking for an operations team to scale your business, improve your efficiencies, and streamline your client experience then you have come to the right place.

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What We Do

Our Services are Uniquely Designed to Match Your Custom Needs

A full done-for-you processing team

01

Top Notch Service

Your business is our business. We provide you and your clients the support and experience needed to bring everyone to a successful, stress-free closing and other services.

02

Our Service Level Agreements

Order-outs – within 24 hours of file acceptance

Submission – within 48 hours of disclosures

Pulse points – every active file, every 48 business hours

Conditions – sent to you as they land

03

Expertise & Affiliations

With over 15 years experience in the Finance & Mortgage industry our team has the knowledge, speed, and efficiency to consistently deliver high-level service to both borrowers and Loan Originators.

Featured Services

Processing Solutions

01
Other Services

Provide preliminary review of application and documents prior to submission

02
Other Services

Prepare and issue initial disclosures

03
Other Services

Submit file for initial Underwriting review

04
Other Services

Order appraisal, title, and HOA documents as needed

05
Other Services

Provide timely communication to both borrower and broker/LO

06
Other Services

Clear approval conditions

07
Other Services

Schedule closing

08
Other Services

Balance closing docs as needed

Testimonials

What People Say

Our reputation is the most important to us and your feedback makes us better at what we do. Here is what some of our clients are saying about us.

“

Cheryl is an absolute joy to work with. She’s personable yet professional and always goes above and beyond for her clients.

Jennifer
“

Cheryl and everyone were amazing to work with. Quick responses to all of my questions. Checked in constantly. It was great!

Brienne
“

Coastal Breeze made our entire process extremely easy and quick. We are very happy and will only use them going forward.

Lori
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Meet

Cheryl Dempsey

Chief Executive Officer
Cheryl Dempsey
Cheryl is the broker/owner of Coastal Breeze Processing LLC and holds an Undergraduate Degree in Finance and MBA both from Florida Atlantic University. She transitioned from her career in Accounting/Finance to mortgages full-time when the company officially became licensed in 2022. As the wife of a broker owner, she understands the unique needs and nuances of processing files with multiple lenders and product offerings. She is a native Floridian and mom of four also serving on the Board of Directors for a local art gallery. Cheryl knows what you need to make your processing a breeze.
Achievements and Licensing

Achievements

  • Hall of AIME Inductee 2026
  • EPM Processor of the Year 2023
  • AIME Committee of the Year 2023
  • AIME Sparking Change 2023
  • UWM’s Preferred Processor
  • Vice-Chair of BAC’s Government Affairs Committee
  • Founding Member of BACPAC
  • Pennymac TPO Certified Processor 2026
Pennymac TPO Certified Processor 2026 badge

Licensing

Arizona

License #
1046132

Arkansas

License #
2320380

Colorado

License #
2320380

Florida

License #
MBR5026

Georgia

License #
2320380

Indiana

Company license
NMLS #2320380

Kansas

License #
1780365

South Carolina

License #
2320380

Michigan

License #
FL0024976

Louisiana

License #
2320380

North Carolina

License #
R-217067

Ohio

License #
TP.670108.000

Oklahoma

License #
MB016507

Pennsylvania

License #
104131

Texas

License #
2320380

Virginia

License #
MC-7687

Verify our licensing on NMLS Consumer Access (NMLS #2320380)

Currently accepting new accounts for
AZ, AR, CO, FL, GA, IN, KS, LA, MI, NC, OH, OK, PA, SC, TX & VA.

Contact Us

Drop Us a Line

Coastal Breeze Processing LLC
584 NW University Blvd, Suite 710
Port St Lucie, FL 34986
772-206-0445
cheryl@coastalbreezeprocessing.com

Ready to Work With Us?

Tell us about your business and we’ll send over our partner packet: how we work, pricing, and our intake checklist.

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